Hayopay bridges your digital wealth and the real world — enabling seamless, discreet payments wherever you are. Built for people who move globally and expect more from their money.
Trusted by digital natives across the globe.
Your private assistant.
Ask your money anything. Your AI handles it — on-call, on your side, and always discreet.
Premium members have access to their own personal AI assistant built directly into the Hayopay platform. Research, plan, move, and strategise — a copilot thinking partner, always at hand.
Swap, then spend.
Convert between digital assets directly in-app at competitive exchange rates. Top up your payment balance in seconds from any supported asset — no detours required.
Available on every plan.The market never sleeps.
Live market news, asset updates, and a price ticker that runs throughout the day. Watch what's moving — and what it means for you — from inside Hayopay.
Available on every plan. Updates 24/7.Hayopay Stars.
Earn Hayopay Stars on every transaction. Unlock exclusive experiences and rewards that grow with your usage. Born very soon. Perks available to verified members.
Available on every plan.Pick the one that fits.
The card, the app, the essentials.
For the engaged.
The full Hayopay experience.
Your financial life, in your pocket.
Instant.
A standalone card for moments worth gifting. Nothing to set up. Just load and go.
Load up to $10,000. Available globally where accepted.
Built for builders.
A card built for AI agents. Give them a spending limit you control, with full visibility on every transaction.
Programmatic spending. Automated controls. Zero surprises.
Be one of the first 1,000. $499 one-time. Pro for life.
Locked rates. Perks no one else gets.
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